Wednesday, 11 January 2012

Purchasing Items Online from an Individual

The internet has made shopping easier than ever before. You don't have to visit a store or shop to try and find the things you want, and if you can't find an item in your hometown, you will probably be able to find it on the internet. It is a great convenience, especially to those who are strapped for time, however there are risks associated with it as well. When you purchase something from an individual online, you are not looking at them face to face. This veil of anonymity encourages criminals to try and scam innocent people. For those of you who shop online, it's important to check certain things before you give your hard earned money to just anyone. Scammers are waiting to snap it up and it could end up in a heartbreaking situation.

There are some tips you can use in order to keep your money safe from scammers. If you have the name of the person, simply use Google to search their name along with the word scam. If anyone has complained that this person has scammed them, it should pop up in the results page. Another thing you can do is visit a website which allows you to search the background of individuals. One example of a website like that is www.reversegenie.com and you can easily type in the person's name into the textbox. You will then be given access to important records such as if that person has ever been convicted of a misdemeanor or a felony. You will also be told where that person lives, what their phone number is, if they are married and whether or not they have criminal arrest warrants out for them. This is valuable information to those who wish to ensure that their money is going to someone who is not going to scam them.

There are countless cases of internet scam and it takes just one slip to give up what you have worked hard for. Another thing you can do to check out the individual and ask him or her for references. If they don't give you any references, don't buy what they are selling. Most people who are selling something online will have some type of reference. If you do get references, call every single one of them and ask what kind of service they received from this person and whether he was timely and professional. You may find out that he or she is the best, most wonderful salesperson there is on the internet. However, you may also find out some nasty little secrets that this person has been hiding. Regardless, it's important that you always check. Should you ever notice strange charges on your credit card, you need to contest the charge immediately and cancel your card so that no more money will be charged on it. Using the insightful tips and tricks above will help you empower yourself so that you can avoid being scammed and purchase the product that you really love from someone who is a great and honest person.

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